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What is happening in the ruble-denominated zone with the economy makes us think about the next stages for manufacturing companies, individuals, and investors. And probably the most pressing issue that is being raised against the backdrop of the apparent devaluation is the issue of rational money management. And if a person does not belong to the category of those in power and underground currency dealers, this problem continues to worry him more and more every year. Where can you put your modest savings, or how can you invest a decent amount (which may soon turn into a very small nominal value)?The classic behavior of national currency owners By paying attention to the current situation, it is possible to recall events from a not-so-distant period that the modern generation has already experienced, and more than once. For example, the devaluation, crisis, and default of the national currency, triggered by political inadequacy and an irrational economy in 1998, was endured by society with shocks, but still with dignity. However, once it had stabilized somewhat, exactly ten years later, world-class initiators provoked another crisis that has already affected all significant economies in different countries. Moreover, the devaluation did not bypass such a fragile financial structure as the Russian economy. But even this did not become a reason for global changes and global depression.So how do the current circumstances differ from the previous ones? And especially nothing. The consequences are still the same: devaluation, crisis, and appreciation of foreign currencies and, consequently, goods. At the same time, the commodity market is prone to the formation of falling trends. In particular, this is evidenced by the indicators of oil prices.Only the motives and reasons have changed in this situation. But all owners of rubles face the same task as in 1998 and 2008 - not to become a victim of political games and economic miscalculations.And therefore, many Russian (and not only Russian) citizens are faced with a dilemma - to invest the rest of their savings, or to hold them until the best time. And if you invest, where?In the past situations described above, many investors have invested their funds in different projects, often without even having weighty arguments. The real estate market, which has always been considered relevant, at that time ceased to be profitable. The trend of growth in quotations for precious metals continued. However, this method of investing was only good in the long run. Deposits in the currency of foreign countries are not always available during the crisis due to the lack of offers for the sale of dollars, euros and other foreign exchange assets. Bank deposit products looked even less attractive. The level of distrust in the banking system, which is strengthening every year, forced some banking institutions to reduce their activity. Approximately the same situation is observed in the current difficult situation.Nevertheless, none of the investors wants to put up with the fact that honestly earned fortunes have to be literally wasted. At the very least, it is required to provide them with some degree of stability and safety.In this light, several areas of activity may be of investment interest today.Investing in real estate Buying real estate in such a period is a step designed for the long term. During the crisis and the depreciation of the ruble, the consumer market prioritizes the most necessary goods, such as food and energy resources. Real estate may become cheaper due to devaluation. This is a very suitable situation for buying real estate, but it is important to take a break before buying. When the supply significantly exceeds demand, then the price and choice will allow you to make a profitable investment. But a refund should be expected in a few years at best.Deposits in bank deposits are not the most optimal way out for investors. Of course, to some extent, the bank is able to ensure the safety of funds even at the time of its bankruptcy at the expense of the compensation fund. However, with inflation running at an almost gallop, the interest rate on deposits is offset by the same inflationary indicators. You can rely on such methods in the hope of ensuring the short-term safety of funds - for up to one year.Investing in precious metals is a one-to-one proportionality of risks and returns. If the ruble continues its downward rally in the coming months, then the investor will fully justify investing in gold, platinum or silver.But the exact opposite situation will arise when the economy stabilizes. And even more so, such an investment would not be very rational if the quotations of a foreign currency were to fall. Even now, the ruble has plunged into a precipice with a high dollar exchange rate and an equally high inflation rate. Naturally, this also affected the purchase of precious metals. Thus, when investing in gold, which always remains in price, you will need to conduct detailed analytics. At the very least, in the long run, such investments will be fully justified. But it may take several years to wait for profitability.Even if you manage to purchase physical currency, you should not forget the lessons of past economic crises. In the same year, 2008, the critical growth of the US dollar did not last so long. Two years later, banking institutions resumed issuing foreign currency loans in full. External payments in business structures by currency have also returned to the old rut.Of course, the current political situation does not guarantee a rapid return to stability in the economy. Nevertheless, for investors, the risk appears to be in the sense that it is quite possible to reach agreements between the main players of the financial market and a consensus between political forces, which may lead, if not to a fall in the exchange rate of the foreign currency, then at least to its stabilization.However, the process of rehabilitation of the national currency is unlikely to be rapid. This means that in the short term it is quite possible to acquire foreign currency assets.The forex market provides a more promising and more progressive method of investing in foreign currency. By investing in PAMM accounts, pamm indexes and other brokerage company programs, the investor bears market risks to some extent and accepts the risk associated with the human factor. However, the situation is simplified by the fact that the currency content on the deposit is carried out electronically. This eliminates the problems associated with a shortage of physical currency assets. And the stability of growth with this method is quite acceptable and comparable to the risks assumed.Conclusion It is hardly worth considering other investment areas due to their obvious instability. Investing in stocks with unstable currency exchange rates may be too risky. Government bonds are unable to provide decent returns with their fixed rate. Even less optimistic are investments in businesses, which slow down and often stop amid current events.However, investors need to consider their own priorities. For those who are always striving for profit and are not afraid of risks, you can try to invest in assets with high volatility. In any case, it must be remembered that sooner or later any price changes in the opposite direction. 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